Articles by: Meet Upl

Who is Euronext?

July 31, 2017 at 6:38 pm Comments are Disabled

EuroEuronext is a European stock exchange that is located in Amsterdam, Brussels, London, Lisbon and Paris. It was formed in 2000 after a merger of the Amsterdam Stock Exchange, Brussels Stock Exchange, and Paris Bourse. They went on to become one of the world’s largest exchanges in 2002 after acquiring the London International Financial Futures and Options Exchange and the Portuguese stock exchange, Bolsa de Valores de Lisboa e Porto. They have more than 4,000 listed companies and are considered to be one of the world’s most liquid exchange groups. Euronext have this to say about their role in the marketplace:

“Amid rising demand for new and diverse sources of capital and solutions for the transfer of risk, and growing pressure for more transparency and supervision, Euronext’s unique portfolio of market services means it is ideally positioned to play a role in the future development of European markets.”

What’s the latest?

Earlier this year, in March 2017, Euronext made a $10 million investment in liquidity discovery start-up, Algomi. Together, they are embarking on a ten year plan that will develop Euronext’s fixed income ambitions and push their geographical spread into North America and Asia.

What is Euronext Synapse?

Algomi and Euronext have joined forces to create Euronext Synapse, which increases liquidity in the market through technological innovation. It protects the anonymity of traders who are looking for opportunities to avoid telegraphing their movements to competitors. Even as a deal is being worked out, no identity data is exchanged until the last possible moment. This means that, if it does not work out, no breach of the integrity of the trade has taken place, so it can be offered in other ways to different buyers. This level of protection is key to getting traders to adopt the latest technologies.

With the onset of MiFID II, Euronext Synapse is also appealing to companies because its operation assists with compliance. Many companies claim they will not meet the January 2018 implementation deadline due to the complexity involved in applying the new regulations, so software that assists with this could be the answer. Euronext Synapse tracks the genesis and evolution of a deal in a way that can be traced at a later date, if required.

Medical Spa: A Medical Clinic and a Day Spa Combined

July 24, 2017 at 2:31 pm Comments are Disabled

Woman Getting A MessageA medical spa, also known as a medspa, is a combination of a medical clinic and a day spa. Aside from the usual services offered at a day spa, it also offers cosmetic procedures that one might only find at a medical clinic. , A medspa is usually run under the supervision of a medical doctor. Medical spas have a more clinical feel to them than day spas but have a more relaxing atmosphere than medical clinics. 

Common Services Offered at a Medspa

Medical spas in Utah can treat a plethora of skin conditions on the face and the body that a regular esthetician may not be able to do so quite effectively. The following are some of the most common services a medspa offers:

1. Laser treatments

2. Intense pulsed light (IPL) treatments

3. Laser hair removal

4. Microdermabrasion

5. Photofacials

6. Botox

7. Fillers

8. Chemical peels

9. Skin tightening

10. Cellulite treatment

Services that could usually be found at a traditional day spa, such as massage, seaweed wraps, facials, and other body treatments, could also be found in a medspa. Some medical spas also offer services like acupuncture, nutritional counseling, and naturopathic doctor consultations.

Choosing A Medical Spa

Before choosing a medspa in Utah, you should ask who owns and operates it as some entrepreneurs who open a medspa business would usually just partner with a doctor who may or may not have any involvement in the operations of the spa. Normally, a doctor needs to oversee the procedures and treatments, but such regulations vary from state to state. You should also ask about the licensing and training of the people doing the procedure and how extensive their experiences are.   

Concluding Thoughts

A medical spa offers the best of both worlds. It will have estheticians and a physician to give you the appropriate treatment or service. Estheticians can only do non-medical procedures like a massage, wraps, and body scrubs. In some cases, they can also do non-invasive procedures such as acne treatment facials, microdermabrasion, and superficial chemical peels. However, in normal circumstances, only a licensed physician will be the one to perform all medical procedure, especially injectables, light and laser treatments, and other more invasive procedures.

There’s no need to fear! The Dentist is here!

May 29, 2017 at 4:09 am Comments are Disabled

Girl Visiting Dentist‘Mum, I’m scared to go to the dentist!’ ‘No Mummy! Not the dentist!’ A child may fear the dentist due to the dental tools that are placed inside their mouth or fear that the dentist may extract one of their teeth. However, a child could see the dentist as a benefit to them, once they know what a dentist does for their oral hygiene.

Dental practitioners at Diana Dental suggest that dental disease can be prevented by bringing their children to their dentist twice a year. Specifically, a dentist can prevent tooth and gum disease from developing in a child at an early age.

Start ‘em young!

Children should start visiting their dentist after their baby teeth start growing sometime after their first birthday. At this early age, dentists can spot potential cavities and other dental problems from developing. Bringing a child to the dentist at an early age is beneficial for their oral hygiene.

The dentist is your new friend!

To avoid the fear of visiting the dentist, children should know that there is nothing to fear from their dentist. Demystifying what a dentist does could help, ‘Callum, this is Mr Dentist, he makes sure that your teeth are squeaky clean!’ ‘Nancy, this is Ms Dentist, she will make sure that your gums are healthy!’ These are just some simple introductions a parent may use to introduce a dentist to their child.

Without a doubt, informing a child about the benefits of visiting the dentist may be a basis for them to ease their tension about going to the dentist. Introducing them to their dentist at a young age will help develop a friendly bond that will make a child say: ‘Look at my shiny teeth, Mummy! When is the next time we are going to visit the dentist?’

Failed Three Times: London Stock Exchange Deal Blocked Again

April 7, 2017 at 1:00 am Comments are Disabled

Stock Market AnalysisOne of the biggest stories concerning the European stock market in 2017 is the failed merger between the London Stock Exchange and its German rival, the Deutsche Börse, based in Frankfurt. The merger, valued at £21bn, was blocked for the third time by the European Commission. Previous attempts fell through in 2000, and again in 2005 before the 2017 deal failed.

All major news channels, including The Guardian and the BBC, as well as smaller finance news sites such as Stock Market London are already covering aspects of the failed merger.


The merger had always received backlash due to fears of it creating a ‘de facto monopoly’. A de facto monopoly refers to a non-government created monopoly that is not protected from competition. An LSE and Deutsche Börse merger would have a monopoly of bonds and debts. Margrethe Vestager, a prominent anti-trust official of the European Commission, mentions that the two companies cannot guarantee that it won’t limit competition.

German regulators, in particular, worry that the merger will create problems after Brexit. The merger would have placed the headquarters in London —problematic as the UK will be no longer part of the EU. They were originally pushing to locate the headquarters in Frankfurt instead before the whole merger was ultimately rejected. Vestager herself, however, says that her decision was not influenced by Brexit.

Increased Shares

The two companies originally wanted to merge to allow them to compete more readily with the global market. The merger would have allowed London to maintain its economic ties with the EU. It would have also resulted in an estimated of £384 million euros in annual cost savings.

Despite the deal falling through, investors have responded positively to the failed deal. The London Stock Exchange saw a 3% jump in their shares, and the Deutsche Börse went up by 0.5%.

Gold: Give it a New Shape, But Do Not Give It Away

January 30, 2017 at 9:54 am Comments are Disabled

gold bar
Heirlooms that have been passed down from your great-great-grandmother down to your mother and now to you is done so because of its sentimental value. But aside from the memories, those gold jewellery set is entrusted to you because of its continuously increasing value. Something that not all people are aware of.

High value of gold

Most people know that gold is valuable. But not most people know why.

In the height of Brexit, the price of gold once again increased as the demand for the valuable metal increases. Gold is considered a “security blanket”, something people can always pull out and sell during tough times. This is the reason people who have money to spare, businessmen and even countries like South Korea and Thailand have hugely invested in gold.

The value of gold is affected by the movement of the economy, political events (i.e. Brexit, Trump triumph) and demands of different countries (i.e. continuous increase in demand of China). While people in the business know the value of gold, thus the demand, ordinary people see it as a luxury and is using the metal as a safety blanket literally. This is something you should avoid as much as possible.

Do not sell your gold

Do not sell those heirlooms for cash as you would definitely get way less that the price for your jewellery, especially if you are like the majority of the population who does not truly understand the gold market.

Instead, give those pieces new life and shape. Casting jewellery, especially those of high values like gold more common than you think. Cast them to your liking to be able to match today’s latest trend or shape them into something you can eventually pass down to your children.

It would not hurt to keep your gold pieces with you as long as possible, especially now that you know the real value of those pieces you tucked away for so long.

Consider These When Choosing Polythene Cover for Your Greenhouse

June 20, 2016 at 6:06 am Comments are Disabled

GreenhouseGreenhouse polyethylene cover has changed over years to handle numerous concerns in greenhouse usages. When buying a greenhouse you should get value for your money.

For you to get this, consider the following issues before settling for a polyethylene film cover.

The thickness of the cover

The thickness of the film can affect how long the polyethylene will last. A thicker cover will normally last longer than a thinner one, but it will be heavier. A reinforced cover may be measured on the plastic cover itself or the scrim. If measured on the scrim, the indicated thickness could more than the actual thickness.

The frequency of changing the cover

How often will you be able to change the greenhouse cover? The endurance may vary from one to four years. However, the wind, heat and sunlight degrade polyethylene film over time. If you don’t intend to change your cover as often, go for ones with ultraviolet stabilizers, as they reduce the effect of heat and sunlight. Woven or scrim-reinforced polyethylene will protect the cover from the wind.

Condensation control

A condensation control feature is important because it helps to prevent reduction of light transmission as well as droplets dripping into the plants. The droplets can make plants get diseases.

The clarity to use

Greenhouse polyethylene sheets can be opaque, clear or translucent. They are also available either with or without diffusion. For germinating starters and growing starters, a clear panel is ideal because it will deliver full and direct sunlight translating to more warmth. An opaque panel is suitable for maturing plants because it diffuses light enabling it to get to the plant in numerous angles. This provides a balanced structure and prevents hot spots. The translucent covers offer the benefits of both a clear cover and diffused polyethylene.

Light deprivation

Consider whether you need a light deprivation cycle, which normally involves 12 hours of dark and12 hours of light.

UV light

If you are using bees for pollination, UV light is essential to enhance their navigation. The UV light also extends the life of the cover and can curb aphids, whiteflies, and other insects.

Reinforced versus non-reinforced

Once a tear or rip starts on a non-reinforced polyethylene film, it will continue until you replace it. However, a scrim-reinforced film will stop a hole from enlarging and is pretty easier to repair using a tape. If you live in an area with a lot of rain, wind and snow, choose a reinforced cover.

There are varying products in the market. As such, you need to have these factors in your mind when choosing the best polyethylene film for your greenhouse.

Why You Should Get Your MBA in Singapore

June 1, 2016 at 8:55 am Comments are Disabled

MBA in SingaporeSingapore is one of the booming countries in Asia. With its hodgepodge of different cultures and fusion of both traditional and modern, there is something truly inviting about Singapore. More than a tourist destination, Singapore is also a great location for your MBA.

Working in a student-friendly location

Students in Singapore need not worry about how they will be able to pay for their education. According to Rediff, students are given permission to work for as much as 16 hours per week while they are completing their MBA. This allows them to support themselves and ensure that they have enough funds to get through each semester.

At the same time, there are several job opportunities in Singapore. With 26,000 companies in the country, the professional scene is friendlier to students who want to take their MBA in the country.

The Best Education with the Best Universities

You are assured of quality education because the renowned schools from halfway across the world offer programs in Singapore. A World Comparative Report had ranked Singapore high in terms of the educational system. Compared to other countries, it enjoys commendations from the UK Minister for Education.

Even top universities from Australia, U.S., U.K., and even France have programs that are also offered in Singapore. Completion of these programs will give one diploma from the original universities. As far as subjects go, Singapore has ranked first among 49 countries in terms of math and science–another reason to get an MBA in Singapore.

A Unique Student Life Awaits

More than the education, Singapore also offers a vibrant local life that will give students a great experience, both in the academic and the real world. There are some leisurely benefits of taking an MBA in Singapore.

Singapore is among the safest countries in the world. Low crime rates and a very efficient public transportation system allow students to commute and experience the everyday way of life with ease.

At the same time, the culture is diverse, making it a friendly place for expats and locals alike. Even with this diversity, communication will not be a problem. Apart from 75% of the population speaking English, the educational system itself uses English as its main language.

For new graduates or those who are thinking of pursuing higher education in Business, look no further than Singapore. It's a great way to earn the degree to further your career while experiencing a unique lifestyle and environment at the same time.